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Cream Cheese-Filled Banana Bread

Cream cheese filled banana bread with a thick cheesecake-style center swirl that stays creamy while the banana loaf bakes up golden. This stuffed banana bread loaf slices into a bakery-style ring of ivory filling through moist banana crumb.
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Prep Time 20 minutes
Cook Time 1 hour 10 minutes
Total Time 1 hour 30 minutes
Servings: 10 servings
Course: Breakfast, Snack
Cuisine: American
Calories: 360
Ingredients Equipment Method Notes

Ingredients
  

banana bread
  • 3 ripe bananas
  • 0.5 cup butter melted
  • 0.75 cup sugar
  • 2 large eggs
  • 1 tsp vanilla extract
  • 1.5 cup all-purpose flour
  • 1 tsp baking soda
  • 0.5 tsp salt
  • 0.5 tsp cinnamon
cream cheese filling
  • 8 oz cream cheese softened
  • 0.25 cup sugar
  • 1 large egg
  • 1 tsp vanilla extract

Equipment

  • 1 sheet pan
  • 1 loaf pan

Method
 

Prep and make the filling
  1. Preheat the oven to 350°F and grease a 9x5 loaf pan for easy release.
  2. Beat cream cheese, sugar, egg, and vanilla until smooth for a thick, spreadable filling, then set it aside.
Make the banana bread batter
  1. Whisk melted butter, sugar, eggs, and vanilla into mashed bananas until smooth and glossy.
  2. Fold in flour, baking soda, salt, and cinnamon just until combined, leaving no dry streaks.
Assemble and bake
  1. Pour half the banana batter into the loaf pan and spread it into an even layer.
  2. Spread the cream cheese filling evenly over the batter so it reaches near the edges.
  3. Pour the remaining banana batter on top and gently smooth to cover the filling completely.
  4. Bake at 350°F for 65–75 minutes until a toothpick inserted in the banana bread (not the cream cheese layer) comes out clean, with a golden crust and set center despite the filling.

Notes

For the cleanest slices, let the loaf cool in the pan until firm, then slice. Store covered in the refrigerator up to 4 days; freeze slices in an airtight container up to 2 months. For a lower-sugar option, use a like-for-like sugar substitute in both the bread and filling (choose one that measures cup-for-cup).